Identify Theft It Happens Every Day

Every year, millions of people will end up having their identity stolen. Being a victim of identity theft can be a terrorizing thing, especially since many people are left with the fear of not knowing what it is that they are supposed to do. The best thing that you can do for yourself is to learn all that you can about identity theft before it happens, so that you can do your best to prevent it.

Of course, even though you might have done that already, there is still a chance that you could have all of your information stolen and used. This is why you need to take things a step further and learn just what it is that you would have to do exactly should you find yourself to be a victim. Also by doing some research you may be in position to assist someone you know that has been a victim of identity theft.

Once you have realized that you have been a victim of identity theft, you are going to want to contact the credit reporting agencies. However, do not just contact one of them, you are going to need to contact all of them. When you do this, you are going to have them place a fraud alert, where all creditors can see, on your credit report. The three main credit reporting agencies are Transunion, Equifax and Experian.

The next thing you are going to want to do is to contact the Federal Trade Commission, or the FTC. You can do this online and it really only takes a few moments. By doing this, the FTC will be able to look for patterns in these particular crimes that are being committed. Next, you will need to contact the police and file a police report. Now, this is not a life or death emergency, so you will not want to call 911. Simply call your local police department or stop in.

While this might be a little stressful and time consuming, you are going to have to make sure that you are going through all of your accounts online, including everything from your online banking to your emails. Do not forget to change the passwords of your online credit card accounts and even your social networking sites.

You really have to clean up everything, just as a precaution. Remember, you know that your identity has been stolen to one extreme or another, so you want to assume that everything is at risk and everything has been figured out about your personal information.

Go through all of your debit cards, credit cards and bank accounts. If you have had your bank account tampered with, you will need a brand new account, complete with a new debit card. If your wallet was stolen or your house broken into, you may need a replacement driver’s license, social security card and even insurance cards.

As you can see, there is a lot that has to be tended to when it comes to dealing with identity theft, but it is all extremely important. You do not want to miss a step. Therefore, the moment you know that you have been a victim of identity theft, you have to get started getting everything protected.

Identify Theft It Happens Every Day

Identify Theft It Happens Every Day

Every year, millions of people will end up having their identity stolen. Being a victim of identity theft can be a terrorizing thing, especially since many people are left with the fear of not knowing what it is that they are supposed to do. The best thing that you can do for yourself is to learn all that you can about identity theft before it happens, so that you can do your best to prevent it.

Of course, even though you might have done that already, there is still a chance that you could have all of your information stolen and used. This is why you need to take things a step further and learn just what it is that you would have to do exactly should you find yourself to be a victim. Also by doing some research you may be in position to assist someone you know that has been a victim of identity theft.

Once you have realized that you have been a victim of identity theft, you are going to want to contact the credit reporting agencies. However, do not just contact one of them, you are going to need to contact all of them. When you do this, you are going to have them place a fraud alert, where all creditors can see, on your credit report. The three main credit reporting agencies are Transunion, Equifax and Experian.

The next thing you are going to want to do is to contact the Federal Trade Commission, or the FTC. You can do this online and it really only takes a few moments. By doing this, the FTC will be able to look for patterns in these particular crimes that are being committed. Next, you will need to contact the police and file a police report. Now, this is not a life or death emergency, so you will not want to call 911. Simply call your local police department or stop in.

While this might be a little stressful and time consuming, you are going to have to make sure that you are going through all of your accounts online, including everything from your online banking to your emails. Do not forget to change the passwords of your online credit card accounts and even your social networking sites.

You really have to clean up everything, just as a precaution. Remember, you know that your identity has been stolen to one extreme or another, so you want to assume that everything is at risk and everything has been figured out about your personal information.

Go through all of your debit cards, credit cards and bank accounts. If you have had your bank account tampered with, you will need a brand new account, complete with a new debit card. If your wallet was stolen or your house broken into, you may need a replacement driver’s license, social security card and even insurance cards.

As you can see, there is a lot that has to be tended to when it comes to dealing with identity theft, but it is all extremely important. You do not want to miss a step. Therefore, the moment you know that you have been a victim of identity theft, you have to get started getting everything protected.



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